Commercial Truck Insurance Services

Primary Trucking Liability Insurance

Did you know?

Provides protection against legal liability arising out of the ownership, maintenance, or use of any insured automobile. The insuring agreement agrees to pay damages for bodily injury or property damage for which the insured is legally responsible because of an automobile accident resulting from the ownership, maintenance, or use of a covered auto. The insuring agreement also states that in addition to the payment of damages for which the insured is legally liable for, the insurer also agrees to defend the insured for all legal defense cost. The defense cost is in addition to the policy limits. Primary Liability Insurance coverage protects you from damage or injuries to other people as a result of a truck accident. This coverage is mandated by state and federal agencies and proof of coverage is required to be sent to them. Pricing is dependent on region, driving records, and history of the trucking operation.

Learn more about Primary Trucking Liability Insurance


Physical Damage Insurance

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Collision Coverage: This coverage provides protection against loss or damage to a covered auto or a non-owned auto resulting from the impact with another vehicle or object. Collision losses are paid regardless of fault.

Comprehensive Coverage: Comprehensive coverage provides protection against loss or damage to a covered auto resulting from loss other than a collision or upset. This coverage also provides for supplemental payments for transportation expenses in the event of total theft of a covered auto or a non-owned auto. Coverage begins forty-eight hours after the theft.

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Motor Truck Cargo Insurance

Did you know?

Motor Truck Cargo insurance protects the transporter for his responsibility in the event of damaged or lost freight. The policy is purchased with a maximum load limit per vehicle. Normal coverage limits can range from $10,000 to $100,000 with increased limits upon request. Pricing for this insurance is mainly dependant on the type of cargo being hauled.

Carriers of cargo are legally liable for the property transported in their vehicles while in their care, custody, and control.

Legal Liability Coverage: "We" cover "your" legal liability for loss to property of others:

  1. while under "your care, custody, and control; and
  2. that " you" become legally obligated to pay a common or contract carrier under a bill of lading,     contract of carriage, or shipping receipt that is issued by "you" or that is issued on "your behalf.

Learn more about Motor Truck Cargo Insurance


General Liability Insurance

Commercial General Liability: Coverage pertaining to claims arising out of the insured's liability for injuries or damages caused to ownership of property, manufacturing operations, contracting operations, sale or distribution of products and the operating of machines as well as professional services. Based on premises & operations liability with Truckmen endorsement for portability of liability due to truckmen unique exposures.

Who should carry this coverage?

The trucking company having FHWA (ICC) Authority.

Did you know?

Please read the following carefully. As a trucker you may have exposure for which you could be liable that is not covered under your auto liability policy. Following are some examples:

  • Salespeople on your premises - what they say and do.

Learn more about General Liability Insurance


Non-trucking Liability Insurance

(aka Bobtail Insurance)

Did you know?

Non-Trucking Liability provides limited liability insurance for owner-operators who are permanently leased to an FHWA (ICC) regulated carrier. It provides limited liability protection when the owner-operator is not on dispatch, nor pulling a loaded trailer. For example, this coverage would apply when the owner-operator gets their truck washed or brings their trucks into a shop for repairs. Once the owner-operator is under dispatch, they are covered under the Primary Liability insurance policy of the company that they are leased to while in the business of the FMCSA (ICC).

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Workers Compensation Insurance

Did you know?

Worker's compensation is a system of no fault insurance that provides wage replacement and medical benefits to employees for accidental injuries or diseases related to the employee's work. Wisconsin law requires that an employer with employees working in Wisconsin must have a worker's compensation insurance policy with an insurance company licensed to write worker's compensation insurance in Wisconsin.

An employer subject to the Wisconsin Worker's Compensation Act may not withhold or collect any money from employees or any other person, including independent contractors and sub-contractors, to pay for worker's compensation insurance. To do so is illegal. Also, no agreement by an employee waiving rights to compensation is valid.

Learn more about Workers Compensation Insurance

We are licensed to offer truck insurance services to Wisconsin domiciled companies only.

T.I.S. Ltd.
100 E. Main St.
PO Box 740
Weyauwega, WI 54983-0740

Phone: (920) 867-2195
Phone 2: (920) 624-6095
Fax: (920) 867-2021
E-mail: info@tislimited.com

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